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The Mountain Girls | 423-228-0229
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The Mountain Girls
423-664-1900
TheMountainGirls@gmail.com
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The Mountain Girls | 423-228-0229
  • Home
  • Listings Search
    • $100,000 – $250,000
    • $250,000 – $500,000
    • Our Featured Listings
    • Luxury Homes
  • About Us
    • Meet The Team
    • How Are We Different
    • Testimonials
    • Service Providers
    • Commercial and Industrial Realtors
  • Sellers
    • Home Valuation
    • 4 Questions To Ask Before Selling Your Home
    • Quick Tips For Staging Your Home
  • Buyers
    • 4 Questions To Ask Before Buying
  • Contact Us
inception-app-prod/ODM5OTI3OWItZjdiNy00MzNlLWIxYmUtZmE1OGE3NzE3NjZl/content/2020/12/untitleddesign5.png
The Mountain Girls | 423-228-0229

Common Mistakes

Common Mistakes that Homebuyers Make

Let’s face the facts: Buying a home can be an amazing experience, but it can also be quite complicated. With emotions running high, it’s all too easy for homebuyers to skip over crucial steps and make mistakes. But don’t worry! We've laid out some of the biggest mistakes that homebuyers make below so you will know to avoid them.

Low-balling the seller
If you find a house that you absolutely love, don’t play games: work with your agent to come up with a reasonable offer based on the sales of comparable properties in the area. Some buyers seem to think that taking their time and making a seller “sweat” is a good strategy for getting the best price possible. Don’t fall into this trap! You will likely never be the only one interested in buying a particular home, so if you find one that you love, get it before it’s gone. Don’t kill the deal by making too low of an offer or by making excessive estimates for repairs.

Not reading contracts
When you sign a real estate contract, you’re entering into a huge financial obligation. And while it seems like common sense that you should always read (and understand) all of the terms and conditions, many homebuyers do not. A good idea is to have your agent go over your contracts with you, section by section. Because contracts are legally binding, it’s crucial that you discover any issues BEFORE you sign.

Spending too much
Your pre-approval amount should act as a guide, showing you what you could pay for a home if you maxed out your finances. Your pre-approval amount should not, however, be the price that you buy at. Buying at the tippity top of your price range will likely leave you “house poor,” which means you’ll be able to make the mortgage payment and cover recurring expenses, but then you’ll have little or nothing left for recreation or other projects. So instead of buying at the top of your approval level, but within your comfort level: a level where you’ll still have sufficient money left over for other things.
ABR
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ABR
CRS
EHO
EPRO
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Office

Keller Williams Greater Downtown Chattanooga
1830 Washington St.Chattanooga
TN 37408
423-228-0229
423-664-1900
TheMountainGirls@gmail.com

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